• Simple, user-friendly and robust system
• Electronic dispensing of e-pins done real-time (i.e. virtually unlimited variety of prepaid card products can be made available)
• multi-platform solution enables merchants to select an option suitable to their current business practice and operating procedures
• E.C.Pay's time-tested prepaid virtual wallet system allows for a "liquid inventory" so that merchants are no longer saddled with the cost of unsold or non-moving products
• Updates for new products and services are done centrally by E.C.Pay so there is no need to update the storefront for any change
• Real-time Settlement and Reconciliation
• Automated Back-office Billing
• Daily / Weekly / Monthly reports are sent to the merchants in their preferred formats.
  
• Replenishment is made simpler by loading through other E.C.Pay accredited merchants.

• Reduction/elimination of opportunity losses resulting from stock-outs and over-stocks
• Reduction/elimination in prepaid inventory-related costs:

a) Handling,
b) Receiving,
c) Storing, and;
d) Delivery

• Reduction/elimination of pilferage/theft of prepaid products
• Additional revenues arising from other products and services aside from prepaid loading
• Additional revenues from advertising and promotions, and partner-sponsored promos and events

• Various Encryption methodologies are employed generously throughout every possible process to ensure the safe storage and delivery of services
• E.C.Pay's NOC is safely secured in IBM Plaza in Eastwood and is redundant in another VITRO location.
• Advanced feedback (i.e. use of "warning flags" in reconciliation reports to alert clients on potential settlement problems)
• Provides access controls for various levels of Web access within a single client
• Full audit trails are disclosed and made available to client merchants on their transactions
• SSL, IP/VPN's, and leased line facilities are employed to ensure that only secure channels are used for the backend as well as the front-end of E.C.Pay's services